Payment Processing and Security
Rataja Online offers secure payment
facilities via our online payment partner "Payfast".
Rataja Online and PayFast is committed to
keeping you and your information secure. We have a multitude of checks in place
to protect both buyers and sellers from fraudulent transactions.
We offer a variety of payment methods
through the familiar and trusted PayFast interface. We process MasterCard and
Visa credit cards, Instant EFT (with SA's four biggest banks) and two popular
voucher payment methods: mimoney and Ukash.
We use Extended Validation SSL with
256-bit encryption. Only two of the four major South African banks use this,
the highest, level of encryption currently available.
We may use 3D Secure for credit card
All sensitive info is encrypted within
our own database.
We run penetration testing on our system
on a weekly basis to look for vulnerabilities. We are only required to do it
once every three months, but we run it every week.
Our entire site, blog and help site are
served off secure servers, making it harder to perpetrate phishing attacks.
We also have an excellent monitoring
system that does, among other things: GEO IP tracking, velocity testing,
BIN/IIN validation and checks against online databases.
3D Secure is an extra layer of security
in using your credit card for online transactions. For certain online
transactions you'll be asked to enter your 3D Secure password (different from
the PIN), which is called Verified by Visa and MasterCard SecureCode by the
respective credit card companies.
You have to register for 3D Secure with
your card issuing bank, and can be set up either as a password of your choice
or a one-time-password that will be sent to you by email/SMS
For more information please visit www.payfast.co.za for more about online transaction processing and
security or email info@Rataja.co.za